International Research Journal of Education and Technology

This present research study begins with a background discussion about the Micro-Credit Management at St. Joseph’s Development Trust (SJDT), Genguvarpatti, Theni District and the issues and experiences of women’s groups discussed so far, do indicate that women are coming out when they are economically empowered and made aware of the injustices that they are experiencing. It is also suggested that women had the capabilities to emerge as a collective force to identify and improve their rights and relations with men. However they needed training and guidance of SJDT to stand against evil practices. Later SJDT extended the service to 15 villages with integrated community development approach. Initially women of these villages were mobilized as Self-help groups and the children of the same villages were brought under the evening tuition centre programme.  

The women self-help groups formed, had received micro-credit facilities to ensure their economical development.  Micro-credit programme to self-help groups provided ample opportunities as one of the strategy to alleviate poverty to ensure their regular income, which enabled the children to receive continuous education and skills on leadership. The integrated and holistic approach in the community development programme of SJDT in these districts has enhanced the quality of living of the deprived and marginalized people towards the socio-economic transformation. In this present study the further were briefly described in the full paper.

Key Word: SJDT, SHG, Women, Micro credit Management, Socio Economic, Empowerment.